County Loan Limits — MHdKvUTeat

AI summary — generated from this report's data

The Conforming Loan Limit for a 1-unit property in Cass County, ND for CY2026 is $832,750. The FHA limit for a 1-unit property in the same county is $541,287. These figures indicate the maximum loan amounts for conforming and FHA mortgages in this area.

The Conforming Loan Limit of $832,750 for a 1-unit property is the strongest signal, indicating the upper bound for conventional mortgages.
The FHA limit of $541,287 is a weaker signal, as it is significantly lower than the conforming limit.
The reader should verify how these loan limits align with their specific financing needs and the typical property values in West Fargo, ND.

Advisory read: The data suggests the reader weigh these loan limits against their financial strategy and the local real estate market conditions for 1-unit properties in Cass County, ND.

Loan limits by property size

Property	Conforming (FHFA)	FHA (HUD)
1 unit	$832,750	$541,287
2 units	$1,066,250	$693,050
3 units	$1,288,800	$837,700
4 units	$1,601,750	$1,041,125

CY2026 county loan limits: FHFA conforming + HUD FHA forward.

How to read this

A conforming mortgage in Cass County ND can go up to $832,750 for a single-family home in CY2026; the FHA cap is $541,287. Above the conforming cap a buyer needs a jumbo loan (typically stricter terms), which shapes the local buyer pool. Published federal program caps — not a lending offer or advice, and never an input to a rent or value estimate.

Report generated on August 03, 2026. Figures are retrieved live or from a short-lived cache (up to 30 days for some public-data sources), so a figure may pre-date this report — each context card states its own data vintage. Comparable recency is shown per comp; county assessment figures reflect the assessor's latest published tax year; HUD figures reflect the current published fiscal year.

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Disclaimer

This report is for informational purposes only and does not constitute financial, legal, investment, tax, or appraisal advice. Figures are drawn from the public and licensed data sources below and, where noted, AI-generated insights (Google Gemini) — always labelled as such. Please consult qualified professionals before making any decision.

Data sources

Rent comps & listings: RentCast · Property value, tax & assessment: ATTOM Data · Fair Market Rents & income limits: HUD (HUD.gov) · Demographics, income & housing medians: U.S. Census Bureau (American Community Survey) · New-construction supply: U.S. Census Bureau (Building Permits Survey) · Migration & income flows: IRS (Statistics of Income) · Employment, wages & rent inflation: U.S. Bureau of Labor Statistics · Flood zones & natural-hazard risk: FEMA (Flood Hazard Layer, National Risk Index) · Environmental screen & walkability: U.S. EPA (Superfund, AirNow, Walkability Index) · Seismic design values: U.S. Geological Survey · Mortgage market & rates: HMDA / Freddie Mac · Street View & geocoding: Google Maps · AI summaries & AI-estimated comps: Google Gemini (clearly labelled where used) · Your own executed leases: de-identified, from your account only

County Loan Limits for Demo Property · West Fargo, ND

Loan limits by property size

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