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RentariIQFlood & Hazard Disclosure
Report ID: eZsKlHY1kzwtyCVU
Prepared: August 03, 2026
Flood & Hazard Disclosure for
Demo Property · West Fargo, ND
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Area context (demo location hidden)
This location is in FEMA flood zone X — outside the mapped Special Flood Hazard Area (minimal-to-moderate risk).
AI summary — generated from this report's data
The property at Demo Property · West Fargo, ND is located in FEMA flood zone X, indicating it is outside the mapped Special Flood Hazard Area. This designation signifies a minimal-to-moderate flood risk. Flood insurance is optional for properties in Zone X, though it remains available.
The property is not in a Special Flood Hazard Area, as indicated by its 'No' status.
The Zone subtype is 'AREA WITH REDUCED FLOOD RISK DUE TO LEVEE', suggesting a specific mitigation factor.
The reader should verify the implications of optional flood insurance and its availability for properties in Zone X.
lowWhile outside the Special Flood Hazard Area, the 'AREA WITH REDUCED FLOOD RISK DUE TO LEVEE' subtype implies a historical or potential flood risk that has been mitigated.
Advisory read: The data suggests the reader weigh the implications of the property's flood zone X designation and the optional nature of flood insurance.
FEMA flood zone
X
Outside the SFHA
FEMA flood zone
X
current NFHL designation
Special Flood Hazard Area
No
high-risk (mandatory-insurance) area
Zone subtype
AREA WITH REDUCED FLOOD RISK DUE TO LEVEE
What this means
Moderate-to-minimal-risk zone (X) — outside the Special Flood Hazard Area; flood insurance is optional but available.
Flood-zone reference
ZoneX
In Special Flood Hazard AreaNo
Insurance implicationOptional (but available, often at lower cost)
Source: FEMA National Flood Hazard Layer (NFHL), queried at the property's coordinates.
Flood zones can be revised; confirm on the FEMA Flood Map Service Center (msc.fema.gov) and with a licensed insurer before relying on this for a transaction.
Objective hazard data only — this report contains no protected-class or neighborhood-desirability signals.
Report generated on August 03, 2026. Figures are retrieved live or from a short-lived
cache (up to 30 days for some public-data sources), so a figure may pre-date this report —
each context card states its own data vintage. Comparable recency is shown per comp;
county assessment figures reflect the assessor's latest published tax year; HUD figures
reflect the current published fiscal year.
Rentari IQ rent estimates are informational market references, not pricing instructions. They are generated from your own property data, real comparable market listings, and — where local listing data is limited — AI-estimated market references (clearly labelled as such), never from other landlords' confidential rents, to support your own independent pricing decisions. You set your rents; Rentari does not. Every estimate is an advisory data point, and you remain solely responsible for the rent you charge. Estimates are not appraisals or legal advice and do not account for fair-housing, rent-control, or local pricing laws. Confirm every rent independently and comply with all applicable federal, state, and local requirements.
Disclaimer
This report is for informational purposes only and does not constitute financial, legal, investment, tax, or appraisal advice. Figures are drawn from the public and licensed data sources below and, where noted, AI-generated insights (Google Gemini) — always labelled as such. Please consult qualified professionals before making any decision.
Data sources
Rent comps & listings: RentCast · Property value, tax & assessment: ATTOM Data · Fair Market Rents & income limits: HUD (HUD.gov) · Demographics, income & housing medians: U.S. Census Bureau (American Community Survey) · New-construction supply: U.S. Census Bureau (Building Permits Survey) · Migration & income flows: IRS (Statistics of Income) · Employment, wages & rent inflation: U.S. Bureau of Labor Statistics · Flood zones & natural-hazard risk: FEMA (Flood Hazard Layer, National Risk Index) · Environmental screen & walkability: U.S. EPA (Superfund, AirNow, Walkability Index) · Seismic design values: U.S. Geological Survey · Mortgage market & rates: HMDA / Freddie Mac · Street View & geocoding: Google Maps · AI summaries & AI-estimated comps: Google Gemini (clearly labelled where used) · Your own executed leases: de-identified, from your account only
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RentariIQFlood & Hazard Disclosure